Money stress has a way of sneaking into every corner of family life, from the grocery cart to the holiday gift list. This is where I keep the most practical tools for getting a handle on your household finances, one small step at a time.
If you’re starting from scratch, begin with how to organize your finances at home so bills and paperwork finally have a place to live. Then pick a system that fits your family. Some moms love the hands-on feel of cash envelopes, while others prefer planning ahead for big expenses with sinking funds. An emergency fund is the safety net that makes everything else feel less scary, even when money is tight.
Working toward a zero balance? Here’s how I’m paying off credit card debt. And when you’re ready to put it all on paper, grab the free budget printables binder. Small, steady changes add up, and you don’t have to do it all at once.
Here is a super-helpful and informative guest post from Kyle Rutten, content manager from the law firm Brestel Bucar. They’re giving you a quick overview of: the basics of Estate planning, and how an Estate plan can set your family…
One of the best ways to make your household budget more manageable is by using sinking funds. Sinking funds are categories that you add a little money to each month, so you don’t have to scramble to find huge chunks…
I have an AWESOME financial shortcut for you today, and it is going to save you a TON of time going through your budget and tracking your family spending each month. It’s my hack for tracking your spending in SECONDS…
[et_pb_section fb_built=”1″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ text_font=”Georgia||||||||” text_text_color=”#000000″ text_font_size=”19px” ul_font_size=”20px” ul_line_height=”1.7em” ol_font_size=”20px” ol_line_height=”1.7em” header_font=”Georgia||||||||” header_2_font=”Georgia|700|||||||” header_2_text_color=”#cc1c9a” header_2_font_size=”30px” header_2_line_height=”1.7em” header_3_font=”Georgia||||||||” global_colors_info=”{}”] Setting the right financial goals can be hard! There are plenty of posts and books out…
[et_pb_section fb_built=”1″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ text_font=”Georgia||||||||” text_text_color=”#000000″ text_font_size=”19px” ul_font_size=”20px” ul_line_height=”1.7em” ol_font_size=”20px” ol_line_height=”1.7em” header_font=”Georgia||||||||” header_2_font=”Georgia|700|||||||” header_2_text_color=”#cc1c9a” header_2_font_size=”30px” header_2_line_height=”1.7em” header_3_font=”Georgia||||||||” global_colors_info=”{}”] Here’s exactly how to prepare for Black Friday & Cyber Monday online sales, so you dont…
[et_pb_section fb_built=”1″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ text_font=”Georgia||||||||” text_text_color=”#000000″ text_font_size=”20px” ul_font_size=”20px” ul_line_height=”1.7em” ol_font_size=”20px” ol_line_height=”1.7em” header_font=”Georgia||||||||” header_2_font=”Georgia|700|||||||” header_2_text_color=”#cc1c9a” header_2_font_size=”30px” header_2_line_height=”1.7em” header_3_font=”Georgia||||||||” global_colors_info=”{}”] How to budget for the Holidays…..let’s have a fantastic holiday season, without overspending! [/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.16″…
[et_pb_section fb_built=”1″ _builder_version=”3.29.3″][et_pb_row _builder_version=”3.29.3″][et_pb_column type=”4_4″ _builder_version=”3.29.3″][et_pb_text _builder_version=”3.29.3″ text_font=”Georgia||||||||” text_text_color=”#000000″ text_font_size=”20px” text_line_height=”1.6em” ul_font_size=”20px” ul_line_height=”1.7em” ol_font_size=”20px” ol_line_height=”1.7em” header_font=”Georgia||||||||” header_2_font=”Georgia|700|||||||” header_2_text_color=”#cc1c9a” header_2_font_size=”30px” header_2_line_height=”1.7em” header_3_font=”Georgia||||||||”] Here’s how to get your Emergency Fund set up and saved, even if you’re broke! [/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ _builder_version=”3.29.3″][et_pb_column type=”1_3″…
[et_pb_section fb_built=”1″ _builder_version=”3.29.3″][et_pb_row _builder_version=”4.0.7″][et_pb_column type=”4_4″ _builder_version=”4.0.7″][et_pb_text _builder_version=”3.29.3″ text_font=”Georgia||||||||” text_text_color=”#000000″ text_font_size=”20px” ul_font_size=”20px” ul_line_height=”1.7em” ol_font_size=”20px” ol_line_height=”1.7em” header_font=”Georgia||||||||” header_2_font=”Georgia|700|||||||” header_2_text_color=”#cc1c9a” header_2_font_size=”30px” header_2_line_height=”1.7em” header_3_font=”Georgia||||||||”] We’ve all been there. October and November can fly by in a blur, and then POW! It’s suddenly December and…
[et_pb_section fb_built=”1″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ text_font=”Georgia||||||||” text_text_color=”#000000″ text_font_size=”20px” header_font=”Georgia||||||||” header_2_font=”Georgia||||||||” header_2_font_size=”30px” header_2_line_height=”1.7em” header_3_font=”Georgia||||||||” global_colors_info=”{}”] Jump on board with this shopping habit and save TONS of time and money each week! Plus, if you love…
[et_pb_section fb_built=”1″ _builder_version=”3.23.3″][et_pb_row column_structure=”1_2,1_2″ _builder_version=”3.25″][et_pb_column type=”1_2″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_text _builder_version=”3.27.4″ text_font=”Georgia||||||||” text_text_color=”#000000″ text_font_size=”22px” header_font=”Georgia||||||||” header_2_font=”Georgia||||||||” header_2_font_size=”30px” header_2_line_height=”1.7em” header_3_font=”Georgia||||||||”] Ugh guys….I’m paying off credit card debt again. Can’t believe it. I made a major mistake this summer and, long story short,…
[et_pb_section fb_built=”1″ _builder_version=”3.22.7″ min_height=”3677px”][et_pb_row column_structure=”1_2,1_2″ _builder_version=”3.25″][et_pb_column type=”1_2″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_image src=”https://livinglifeasmoms.com/wp-content/uploads/2019/11/Must-Read-Personal-Finance-Books-for-Wealth-1.jpg” align_tablet=”center” align_phone=”” align_last_edited=”on|desktop” _builder_version=”3.29.3″][/et_pb_image][/et_pb_column][et_pb_column type=”1_2″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_text _builder_version=”3.27.4″ text_font=”Georgia||||||||” text_text_color=”#000000″ text_font_size=”22px” header_font=”Georgia||||||||” header_2_font=”Georgia||||||||” header_3_font=”Georgia||||||||”] I’ve been working on this Best Books About Finance list for a while. Truth…